However you want to invest, you need to choose a simple, flexible and tax-efficient way that gives you every chance of success in providing for their future.
At St. James’s Place we have a range of financial solutions to help you invest on behalf of your loved ones. You can choose from a comprehensive range of funds available through different investment plans.
Perhaps a Unit Trust portfolio is right for your needs or you might want to invest through an Individual Savings Account (ISA). You can save a regular amount every month or invest lump sums whenever you like.
Our aim is to provide an easy way to put money aside that suits you.
Perhaps Estate Planning is also one of your financial aims. When investing for our loved ones, you can make rewarding use of your Inheritance Tax gifting allowances, whether by saving regularly or through investing lump sums. This might be through your annual gift exemption or in a manner that falls within your ‘normal expenditure out of income’.
You might also want to consider other solutions, such as life assurance, to significantly increase the funds created for your grandchildren. This can be very useful when there is more than one child you wish to provide for.
Whichever solution is right for you, you will have the peace of mind of knowing that the distinctive St. James’s Place approach to investment management will ensure your money is working as hard as possible, to build a significant sum for the future.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.